Joseph Cosenza, MBA CPFA® ChFC® Director of Financial Planning
Joseph Cosenza is the Co-Founder and Director of Financial Planning at LCJ Associates. With over 35 years of experience, Joseph utilizes his proven expertise to advise his clients on an array of complex, custom financial solutions. He specializes in premium financing, trust/estate planning, retirement planning, and employee benefit strategies.
After over three decades in the industry, Joseph is equipped with the tools to help his clients in any situation and is always up for a challenge. He’s known for his skill in helping clients define their objectives and design a plan that gives them what they need to pursue their goals. Joseph takes personal responsibility for the success of his clients’ futures.
Joseph is a Certified Plan Fiduciary Advisor (CPFA®) and Chartered Financial Consultant® (ChFC®) professional. He received his MBA from Pace University and a bachelor’s degree in finance from Brooklyn’s St. Francis College. When he’s not working, you can find Joseph spending time with his wife and two lovely children, playing tennis, or fishing.
To learn more about Joseph, connect with him on LinkedIn.
Charles LaRocca, MBA ChFC®Chief Investment Officer
Charles LaRocca is the Co-Founder and Chief Investment Officer at LCJ Associates. With over 35 years of experience, Charles has successfully navigated several of the most volatile market cycles, seeking to guide his clients back on track to meet their long-term goals. Charles is known for rationally guiding his clients through the ebbs and flows of the ever-changing market and using his advanced knowledge to create unique strategies for his clients. Charles specializes in portfolio analysis and asset allocation design. He also oversees the selection and analysis process for securities and investments. Charles believes that listening, trust, and service are the foundation of a lasting relationship.
Charles is a Chartered Financial Consultant® professional. He has an MBA from the Stern School of Business at New York University and received a bachelor’s degree in economics from Columbia University. When he’s not working, you can find spending time with his wife and two children, playing golf, or enjoying the Richmond County Country Club where he serves as the Chairman of the Finance Committee.
To learn more about Charles, connect with him on LinkedIn.
Daniel Galluzzo, CPFA® Financial Consultant
Daniel Galluzzo is a financial consultant at LCJ Associates. Daniel has been serving business owners and private clients as a financial consultant for over 10 years. As an insurance specialist, Daniel has helped many business owners in all aspects of life and disability planning. Daniel is a Certified Plan Fiduciary Advisor (CPFA®).
He earned a bachelor’s degree in finance from St. John’s University.When he’s not working, Daniel enjoys spending time with his wife, Christina, and two children, as well as traveling, partaking in sporting events, and exercising.
To learn more about Daniel, connect with him on LinkedIn.
Andrew LaRocca, MBA CPFA® Financial Consultant
Andrew LaRocca is a financial consultant at LCJ Associates. As a son of a financial advisor, Andrew has been around the financial industry his entire life and has more than 5 years of experience in the industry. Andrew joined the team in 2019 after spending 5 years at Direxion Investments, serving as Vice President of Portfolio Management. Andrew’s unique background offers insights into alternative investment strategies and index portfolio management. He specializes in providing clarity and solutions to complex financial situations.
Andrew is dedicated to educating his clients so they can feel confident in their financial options and helping them avoid the emotional decisions that wreak havoc on their financial well-being. He’s known for giving his all to support and guide his clients to their ideal future.
Andrew is a Certified Plan Fiduciary Advisor (CPFA®). He recently earned his MBA from NYU’s Stern School of Business and graduated cum laude from Fordham University with a Bachelor of Science in Finance degree.
To learn more about Andrew, connect with him on LinkedIn.
Marissa Cosenza Client Relationship Manager
Marissa Cosenza is a client relationship manager at LCJ Associates. As a daughter of a financial advisor, Marissa has been around the financial industry her entire life. Marissa has a diverse background in the financial industry as she formerly worked at KPMG as an economic and valuation associate, and at Cerity Partners as a wealth management associate. Her experience helped her develop deep insight into the needs of both business and personal financial planning clients of any age.
Marissa is dedicated to enhancing the client experience and ensuring our clients are satisfied with the services they receive. She provides support to the financial planning and operations team and is studying to receive her certifications to become a financial planner.
Marissa graduated with honors from The College of New Jersey with a Bachelor of Science in Finance. When she’s not working, you can find her spending time with family and friends, playing tennis, or decorating.
To learn more about Marissa, connect with her on LinkedIn.
Anand Dookie Portfolio Manager Assistant/Systems Coordinator
Anand Dookie is a Portfolio Manager Assistant/Systems Coordinator at LCJ Associates. He has been working in the financial industry for nearly 10 years and has additionally conducted extensive academic research that he draws on to develop unique financial strategies. Anand specializes in trading, portfolio design, and fund research.
Anand graduated cum laude from Queens College of the City University of New York with degrees in actuarial studies, corporate finance, and economics. When he’s not working, you can find him spending time with his wife and beautiful new baby, working on home renovations, or gardening.
Joseph Lombardo Medical Benefits Coordinator
Joseph Lombardo is the Medical Benefits Coordinator at LCJ Associates. He has been working in the financial industry for over 25 years, bringing comprehensive experience in the area of employee benefits, including healthcare plans, life and disability insurance, and professional employer organizations (PEO).
He specializes in finding the best employee benefit plans at the best prices on the market for our clients. He annually reviews the company’s employee benefit programs to ensure our clients continue to receive the best services while saving money. When he’s not working, you can find him coaching high school and travel soccer or spending time with his children and lovely wife.
Lynne Sciascia Investment Operations
Lynne Sciascia is the head of Investment Operations at LCJ Associates. In the industry for three decades, she’s been an integral part of serving LCJ Associates’ valuable clients. Lynne routinely handles common issues for our clients, including investment and annuity transactions, account openings, money distribution requests, and account transfers.
When she’s not working, you can find Lynne spending time with her dog, Lola, and two sons, trying new restaurants with friends, and traveling anywhere near the ocean.
Michele Trovato Customer Relations and Insurance Operations
Michele Trovato is the head of Customer Relations and Insurance Operations at LCJ Associates She has been with LCJ Associates since the beginning and has more than 30 years of experience. Michele specializes in processing life insurance and disability paperwork and medical underwriting, while serving as a central point of contact for our clients to ensure they have a great experience with our firm overall.
When she’s not working, you can find her spending time with her beloved husband and two beautiful daughters, enjoying outings with friends, and taking trips to the beach. If you have any general questions, Michele is the one to contact.