Our Process and Relationships

Joseph Cosenza and Charles LaRocca have been helping individuals and business owners work towards their financial objectives for over twenty-five years. Their longevity and success reflects the quality of the partnerships they've created with their clients.

LCJ Associates has built its reputation on the trust they have developed with clients and other financial services experts. One of the reasons accountants, attorneys and business consultants refer their clients to Joseph and Charles because they value their expertise and the integrity with which they serve their clients.

Coordinate Your Financial Strategies

Through coordinating your personal financial planning goals,Joseph and Charles can help you create a personalized financial road map to define and plan for the necessary steps toward achieving your goals.

LCJ Associates approaches wealth management with a conservative viewpoint relative to tax sensitivity, wealth advancement and protection, and insuring your quality of life into retirement. Working with LCJ Associates will help you and your family puruse financial independence.

Pursue Your Goals Today

Time is one of the key ingredients in determining your investment experience.  A well-defined plan clarifies how you can achieve your goals and provides you with context when life changes.

Joseph and Charles will make the process effortless by evaluating your retirement, estate planning options and explaining them in terms that you can understand. They make recommendations that best serve your interests.

The resources to help you dream big

If you want to retire earlier than expected, buy your dream vacation home or provide a family legacy, Joseph and Charles can help you plan to work towards these goals. When necessary, they will connect you to other trusted professionals in the community to assist you with your legal, actuarial and accounting needs.

LCJ Associates Inc. offers comprehensive financial planning through LPL Financial for business owners, professionals and successful individuals and families. Give them a call or e-mail Joseph or Charles today.